It’s here! Open Enrollment 2015

Whether or not you already have insurance, now is the time to research a plan that meets your unique needs and budget: We’re in the midst of the national Open Enrollment period where you can sign up for affordable, quality healthcare coverage. The first step to getting coverage or switching plans? Gathering as much information as possible so you can make an informed decision. Use this time to explore the Open Enrollment process, brush up on health insurance basics, and learn all about what your insurance provider offers. Another tip: find out if you are eligible for financial assistance to help pay for premiums through this subsidy calculator.

Open Enrollment for 2015 began on November 15 and continues through February 15. For coverage beginning on January 1, the deadline to enroll is December 15. (Special enrollment periods may also apply after qualifying life events like job loss, moving, marriage, or the birth of a child.) Last year, 10.3 million uninsured adults gained health coverage during the first Open Enrollment under the Affordable Care Act, says a study published in The New England Journal of Medicine. More than 165,000 individuals in southeastern Pennsylvania purchased plans from Independence Blue Cross. Eighty percent enrolled through the Pennsylvania federal Marketplace while the rest enrolled directly through insurers, brokers, and telesales agents.

During last year’s open enrollment, nine out of ten consumers in the Philadelphia region chose Independence Blue Cross for health care coverage. Find more information on how Independence Blue Cross can be a part of your plan for health and wellness.

Sponsor content is created for IBX by Philadelphia magazine as a marketing collaboration with IBX. This material is intended for reference and information only and should not be used in place of advice from a doctor or suitable qualified healthcare professional.