TIP:   Most homeowners insurance policies do not cover business activities. If you have a home-based business, it’s important to purchase business insurance to protect your assets.

TIP:  Plan ahead before you shop for a home. Research neighborhoods, schools, and public transportation. Know how much you can pay, and get pre-approved for a mortgage.

TIP: If you're moving or going on vacation, make arrangements ahead of time to pay your bills automatically through Bill Pay or automatic payments with your credit or debit card.

TIP: Review your homeowners insurance coverage after making improvements or additions to your home to make sure everything is covered.

TIP: Help your child create a personal budget and map out a spending plan for a big purchase like a new game or skateboard.